Chapter on Usury (riba)

"One dirham of usury is more severe in the sight of Allah (swt), the Almighty and Majestic, than thirty acts of fornication, all of which are committed with forbidden relatives, such as a maternal aunt or a paternal…

"One dirham of usury is more severe in the sight of Allah (swt) than seventy acts of fornication, all of which are committed with forbidden relatives."

Hadith.3993 - The Messenger of Allah (swt) (may Allah (swt) bless him and his family) said: "The one who consumes usury, the one who gives it, its recorder, and its two witnesses are equal in sin."

Hadith.3994 - Imam Ali ibn Abi Talib (as) said: "The Messenger of Allah (swt) (may Allah (swt) bless him and his family) cursed usury, its consumer, its giver, its seller, its buyer, its recorder, and its two witnesses."

"It is your gift to a man through which you seek a better return than it, and that is consumed as usury."

"Usury only applies to what is measured or weighed."

Hadith.3997 - Imam (as) said: "Any usury that people consumed out of ignorance, and then they repented, it will be accepted from them once their repentance is recognized." And Imam (as) said: "If a man inherits wealth…

Hadith.3998 - Imam (as) said: "If any man manages a large amount of wealth and has excessively engaged in usury unknowingly, then later becomes aware of it and wishes to remove it, what has already passed is permissible…

Hadith.3999 - Imam (as) said: "A man came to Abu Ja'far Imam Muhammad ibn Ali Al-Baqir (as) and said: "I have inherited wealth, and I know that the one from whom I inherited it used to engage in usury. I am certain that…

Hadith.4000 - The Messenger of Allah (swt) (may Allah (swt) bless him and his family) said: "There is no usury between us and the people with whom we are at war; we take from them, but we do not give to them."

Hadith.4001 - Imam (as) said: "There is no usury between a man and his child, and there is no usury between a master and his servant."

Hadith.4002 - Imam Jafar ibn Muhammad Al-Sadiq (as) said: "There is no usury between a Muslim and a Dhimmi, nor between a woman and her husband."

I said to Abu Abdullah (as): "May I be your ransom! People claim that making a profit from someone in distress is forbidden and is considered usury." Imam (as) said: "Have you ever seen anyone, whether rich or poor, buy…

Hadith.4004 - Ghiyath ibn Ibrahim narrated from Imam Jafar ibn Muhammad Al-Sadiq (as) from his father, Imam Muhammad ibn Ali Al-Baqir (as), that Imam Ali ibn Abi Talib (as) disliked the sale of meat in exchange for live…

Hadith.4005 - A man asked Imam Jafar ibn Muhammad Al-Sadiq (as) about the saying of Allah (swt), the Almighty and Majestic: "Allah (swt) destroys usury and gives increase for charities." (Surah Al-Baqarah 2:276). He…

I heard Abu Abdullah (as) say: "There is no harm in selling different types of food, goods, or items that vary in value, two for one, if it is done hand-to-hand. However, if it is done on credit, then it is not…

"There is no harm in exchanging a camel for two camels or an animal for two animals, as long as it is done hand-to-hand." And Imam (as) said: "There is no harm in exchanging one garment for two garments, whether…

Hadith.4008 - Sama'ah asked Abu Abdullah (as) about selling two animals for one. Imam (as) said: "If you specify their age, then there is no harm."

Hadith.4009 - Abd al-Rahman ibn Abi Abdullah asked Abu Abdullah (as) about exchanging one slave for two slaves, or one slave for another slave along with dirhams. Imam (as) said: "There is no harm in exchanging all types…

Hadith.4010 - Sa'id ibn Yasar asked him about exchanging one camel for two camels, whether hand-to-hand or on credit. Imam (as) said: "Yes, there is no harm if their ages are specified, whether they are young or mature."…

"I will give you two robes in exchange for it." Imam Ali ibn Abi Talib (as) refused. Imam Hussain ibn Ali (as) continued offering until he reached five robes. Imam Ali ibn Abi Talib (as) then took the robes from him,…

"Flour in exchange for wheat, and parched flour in exchange for regular flour, if it is equal in measure, there is no harm in it."

"Wheat and barley should be exchanged one for one, and neither of them should exceed the other."

Hadith.4014 - Sama'ah asked him about food, dates, and raisins. Imam (as) said: "It is not permissible to exchange two for one of any of these, except if you change it from one type to another. When you change it, then…

I heard Abu Ja'far Imam Muhammad ibn Ali Al-Baqir (as) say: "It is disliked to exchange one wasq of dates from Medina for two wasqs of dates from Khaybar, because the dates of Medina are of better quality." Imam (as)…

Hadith.4016 - Ali ibn Ja'far asked his brother Imam Musa ibn Jafar Al-Kadhim (as) about a man who gave his servant ten dirhams on the condition that the servant would pay back ten dirhams each month. Imam (as) said:…

Hadith.4017 - Dawud ibn al-Husayn asked Abu Abdullah (as) about exchanging one sheep for two sheep and one egg for two eggs. Imam (as) said: "There is no harm, as long as it is not something measured or weighed."

"There is no harm in exchanging goods, as long as they are not measured or weighed."

I said to Imam (as), "A man comes to me asking to buy silk, but I do not have any. We negotiate about profit and payment terms until we agree on something. Then I go and buy it for him and invite him to complete the…

Hadith.4020 - Abu al-Sabbah al-Kinani asked Imam (as) about a man who bought one hundred mann of brass for a specified price, while the seller did not possess the quantity sold at the time of the transaction. Imam (as)…

Hadith.4021 - Abd al-Rahman ibn al-Hajjaj asked Imam (as) about a man who buys food from another man who does not have it in his possession and buys it immediately (without delay). Imam (as) said: "There is no harm in…

"Whoever sells a commodity and says, 'Its price is such and such if paid immediately, and its price is such and such if paid later,' then take it at whichever price you wish and make it a single transaction." Then Imam…

Hadith.4023 - Abu Ja'far Imam Muhammad ibn Ali Al-Baqir (as) said regarding a man who was instructed by a group to buy a camel for them with silver and to charge them extra for deferred payment. He bought the camel for…

I said to Abu Abdullah (as): "May Allah (swt) rectify your affairs. We interact with some people from the countryside, and we lend them loans. They deliver their crops to us, and we sell them for a fee, and we benefit…

I asked Abu Abdullah (as) about a man who borrows a specified amount of white dirhams and repays them with black dirhams by weight, knowing that they are heavier than what he borrowed, and he willingly gives the extra…

I said: 'O my father (as), his dirhams were inferior, and these are of better quality.' Imam (as) replied: 'O my son (as), this is a favor, so give them to him.'"

I said to Abu Ibrahim (Imam Musa ibn Jafar Al-Kadhim (as)): "A man has some money with another man as a loan, and it remains with him for a long time without providing any benefit to the owner. So the borrower…

I heard Imam (as) say that a man came to the Messenger of Allah (swt) (may Allah (swt) bless him and his family) asking for help. The Messenger of Allah (swt) (may Allah (swt) bless him and his family) said: "Who has a…

"If the lender willingly allows it, then there is no harm." I said: "Those among us narrate that any loan that brings benefit is invalid." Imam (as) replied: "Isn't the best loan the one that brings benefit?"

Hadith.4030 - Abu Ja'far Imam Muhammad ibn Ali Al-Baqir (as) was asked about a man who has dirhams or wealth owed to him by another man, and he invites him to his meal or gives him a gift. Imam (as) said: "There is no…

Hadith.4031 - Ya'qub ibn Shu'ayb asked Abu Abdullah (as) about a man who lends dirhams of lower quality and then receives better-quality dirhams in return, with the borrower's consent. He (as) said: "There is no harm in…